Mr. Kelly joined Bowen, Hanes & Company, Inc. in 1997 and is involved with research, security analysis, portfolio management, client relations, and business development. From 1989 through 1996, Mr. Kelly was associated with Peterson Properties, a full service commercial real estate company, headquartered in Atlanta, Georgia.  He was Vice President of the Investment Properties Group and was responsible for property acquisitions and dispositions totaling over $300 million.  In this capacity, he developed a strong background in financial analysis and asset management involving both real and financial assets. From 1984 through 1987, he was a Banking Officer for Wachovia Bank and Trust in Winston-Salem, North Carolina, and in 1987 attended Emory University's Graduate Business School program, receiving his MBA in 1989. Mr. Kelly holds a B.A. degree in Economics and Political Science from the University of North Carolina at Chapel Hill, which he received in 1984.